Welcome to XPAY

XPAY enables you to make hassle-free transactions in a unique manner by simply clicking a few buttons online or by using the same services through SMS. It lets you shop without cash in your wallet, pay utility bills, pay for your food, send money to any bank account in India, Send money to another XPAY Card, pay School fees and recharge your mobile and what more, all at your fingertips. XPAY can be used for purchase of any goods and services at any e-commerce website. Some of these services are available from www.xpayindia.com website through SMS. You need to register yourself first for using XPAY transactions.

Following services are currently available through XPAY prepaid

Mobile Recharges	DTH Recharges
Broadband Recharge	Bill Payments
Insurance Premium	Electricity, Gas, Water, Post paid bill payments
Air Tickets, Bus tickets	Hotel rooms and Holiday Packages
e-Shopping across all ecommerce websites where Payment gateway is enabled	XPAY to XPAY money transfer
Money transfer from XPAY to Bank account	Anti Virus

How to create XPAY ?

The process of XPAY Card creation

Through our website or any of our branches or sub agent
After registration, you will receive website password and mpin on your mobile
Submit copy of your valid id proof at near by UAE Exchange branch
Your a/c get activate only after the approval of submitted KYC document

Any one of the following Documents for both ID and Address Proof:

Passport
Voter's ID Card
Driver's license (Learner's license is not acceptable)
Ration card which has a photograph of the applicant

Any one of the following Documents for ID Proof:

PAN Card
PSU/Government Department/Defense ID Cards
Photo Credit Card (not expired and must be primary cardholder)

Any one of the following Documents for Address Proof:

Bank Statement or Credit Card, or a statement issued by any Financial Institution or intermediary under the scope of Prevention of Money Laundering Act provided the account is live and the statement is not more than 3 month old
PAN intimation letter
Municipal tax/Water bill less than 1 year old
Income tax/Wealth tax assessment order
Copy of any Utility bill eg: Electricity bill/Telephone bill/Mobile Telephone bill showing residential address (not more than 3 months old)
Any document or communication issued by any authority of Central Government, State Government or local bodies showing residential address.
Registered Lease Deed

How to load or reload money onto XPAY card?